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Bank savings rates in United States

10 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.

The highest rate you can get in United States without conditions is 4 % at LendingClub, as of our last check.

LendingClub
4 % savings account

нужен приток от $250 в месяц — банк пишет «Earn 4.00% APY with $250+ in deposits»

checked 2026-08-30 · the bank's own page →

Quontic Bank
3.8 % savings account

3,80% даёт не сберегательный счёт, а Money Market — но там ставка едина для всех тиров

checked 2026-08-30 · the bank's own page →

Bask Bank
3.75 % savings account

advertises 4.1 % — временная акция

4,10% — временный буст «при выполнении квалифицирующих действий», банк их не раскрывает

checked 2026-08-30 · the bank's own page →

CIT Bank
3.65 % savings account

advertises 3.75 % — от $5 000 на счёте

3,75% — только Platinum Savings и только на остаток от $5 000

checked 2026-08-30 · the bank's own page →

Wealthfront
3.3 % savings account

advertises 4.2 % — зарплата + буст новичкам

4,20% складываются из базы 3,30% плюс +0,25% за прямое зачисление зарплаты и +0,65% как трёхмесячный буст новым клиентам

checked 2026-08-30 · the bank's own page →

Revolut
4 % savings account

advertises 5.5 % — с платным тарифом

checked 2026-08-18 · the bank's own page →

Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.

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