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Bank savings rates in Japan

6 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.

The highest rate you can get in Japan without conditions is 0.6 % at Sony Bank ソニー銀行, as of our last check.

Sony Bank ソニー銀行
0.6 % savings account

advertises 0.8 % — condition not yet verified

checked 2026-08-18 · the bank's own page →

Rakuten Bank 楽天銀行
0.42 % savings account

advertises 0.48 % — condition not yet verified

Money Bridge: требует привязки брокерского счёта Rakuten Securities. Это инвестиционное условие — по методике в realistic НЕ идёт. Действует на остаток до ¥10 млн, выше 0,42%

checked 2026-08-18 · the bank's own page →

Mizuho みずほ銀行
0.4 % savings account

advertises 0.45 % — condition not yet verified

checked 2026-08-18 · the bank's own page →

Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.

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