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Bank savings rates in Russia

13 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.

The highest rate you can get in Russia without conditions is 12 % at МТС Банк, as of our last check.

Ренессанс Банк
11.45 % savings account

advertises 13.7 % — за траты по картам

checked 2026-08-16 · the bank's own page →

Сбербанк
10 % savings account

advertises 12.5 % — первые 2 месяца + траты

checked 2026-08-16 · the bank's own page →

ПСБ (Промсвязьбанк)
5 % savings account

advertises 16 % — первые 2 месяца

13% — первые 2 месяца по вкладу «Про запас»; 16% — только при покупках по карте ПСБ от 250 000 ₽ в месяц

checked 2026-08-30 · the bank's own page →

Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.

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