5 banks, each figure read off the bank's own product page. The number on a card is what you get without meeting any conditions.
The highest rate you can get in Indonesia without conditions is 3.75 % at blu by BCA Digital, as of our last check.
blu by BCA Digital advertises 5.5 % — срочный вклад bluDeposit, «до»
Ставка не текущего счёта, а срочного вклада bluDeposit, и это потолок вилки: «suku bunga hingga 5,50% p.a» (до 01.10.2026 — до 4,75%), рядом с новым Money Lock от Rp 100 млн. Собственный калькулятор банка считает по 3,75%.
checked 2026-10-01 · the bank's own page →
SeaBank checked 2026-10-01 · the bank's own page →
advertises 3.5 % — condition not yet verified
the ARO+ rate requires placing Rp 2bn or more — a large balance, so it does not count towards the realistic rate
checked 2026-08-18 · the bank's own page →
checked 2026-10-01 · the bank's own page →
checked 2026-08-18 · the bank's own page →
Every figure is read off the bank's own product page — never an aggregator, never a comparison site. Where a bank publishes only a ceiling, we say so instead of printing it as a rate. Records we could not confirm on the bank's page are left out entirely rather than shown as approximate.
Crypto yields on dollars open to residents of Indonesia →
Yield