Yield
BTC on OKX Earn
OKX Earn pays 0.5 % APY on Bitcoin (BTC) as a Flexible rate. On YieldScope OKX Earn carries a safety grade of B, scored across five risk criteria. Below: where BTC earns more — and where it earns safer.
Bitget Earn A Yield source: Exchange Earn
Where else BTC earns
OKX Earn pays 0.5 % on BTC. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| OKX Earn (this page) | 0.5 % | Flexible | B |
 CoinDepo | 12 % | Flexible | F |
 WhiteBIT | 10.9 % | 🔒 30d lock | B |
 Nexo | 2.0 % | Flexible | C |
| WhiteBIT | 1.38 % | Flexible | B |
 Bybit Earn | 0.8 % | Earn | C |
OKX Earn is graded B. If safety matters more than a few extra basis points, Bitget Earn earns BTC at a higher grade (A).
Why OKX Earn is graded B
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓ Regulation
Dubai VARA (2024), Bahamas SCB, registrations in Hong Kong and the EU. Source →
- ✓ Proof-of-Reserves
Publishes monthly Merkle-tree PoR since November 2022. Covers 22+ assets. Source →
- ✓ Flexible withdrawal
Simple Earn is flexible. Structured products with a lock are clearly tagged. Source 1 → Source 2 →
- ✓ Insurance Fund
Security Fund (liquidation insurance pool) with a real-time on-platform balance; announced insurance coverage cited at up to $500M. Source →
- ✗ Track record (2+ years incident-free)
Operating since 2017. In 2024 the DOJ opened an investigation into US operations — settled for $504M in February 2025. Source 1 → Source 2 →
BTC rate history on OKX Earn
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How BTC yields moved across exchanges
from 2026-05-25 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from OKX Earn
How BTC earns on OKX Earn
When you deposit BTC into OKX Earn's earn product you receive 0.5 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. OKX Earn carries a YieldScope safety grade of B, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on BTC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.