YieldCompare · head to head
HTX vs YouHodler
Asset-by-asset comparison of rates and risk profiles
Short answer
HTX is the safer of the two: it passes 3 of our five public safety checks, while YouHodler passes 0.
On rates, the highest advertised APY is 10 % at HTX and 12 % at YouHodler. Base rates only, no promo tiers.
HTX
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.5 %
ETH —
Top product HYPE · 10 %
Products tracked 22
Coins tracked 22
Jurisdiction Seychelles (Huobi Global S.A.)
Founded 2013
Min deposit $0
Open HTX → 
YouHodler
Safety grade F
5 checks ✗ ✗ ✗ ✗ ✗
USDT 12 %
BTC 7.0 %
ETH 11 %
Top product USDC · 12 %
Products tracked 10
Coins tracked 10
Jurisdiction Switzerland (YouHodler SA, Lausanne; group co. Naumard Ltd, Cyprus)
Founded 2018
Min deposit $100
Open YouHodler → Coin by coin
Shared coins, side by side
| Asset | HTX | YouHodler | Winner |
|---|---|---|---|
| DOGE | 1.0 % | 11 % | ★ YouHodler |
| LINK | 1.0 % | 11 % | ★ YouHodler |
| XRP | 1.0 % | 11 % | ★ YouHodler |
| BTC | 1.5 % | 7.0 % | ★ YouHodler |
| USDC | — | 12 % | ★ YouHodler |
| USDT | — | 12 % | ★ YouHodler |
| ADA | — | 11 % | ★ YouHodler |
| ETH | — | 11 % | ★ YouHodler |
| SOL | — | 11 % | ★ YouHodler |
| TRX | — | 11 % | ★ YouHodler |
| HYPE | 10 % | — | ★ HTX |
| BCH | 5.0 % | — | ★ HTX |
| BNB | 5.0 % | — | ★ HTX |
| BTW | 5.0 % | — | ★ HTX |
| M | 5.0 % | — | ★ HTX |
| USDS | 5.0 % | — | ★ HTX |
| ZEC | 5.0 % | — | ★ HTX |
| USDD | 4.0 % | — | ★ HTX |
| AAVE | 3.0 % | — | ★ HTX |
| LTC | 3.0 % | — | ★ HTX |
| SUI | 1.5 % | — | ★ HTX |
| ENA | 1.0 % | — | ★ HTX |
| HBAR | 1.0 % | — | ★ HTX |
| SHIB | 1.0 % | — | ★ HTX |
| UNI | 1.0 % | — | ★ HTX |
| XLM | 1.0 % | — | ★ HTX |
| XMR | 1.0 % | — | ★ HTX |
| ONDO | 0.3 % | — | ★ HTX |
Safety — check by check
| Check | C HTX | F YouHodler |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✗ |
| Insurance Fund | ✓ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 3/5 · C | 0/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.