Yield
XTZ on Coinbase Earn
Coinbase Earn pays 2.97 % APY on Tezos (XTZ) as a Earn rate. On YieldScope Coinbase Earn carries a safety grade of A, scored across five risk criteria. Below: where XTZ earns more — and where it earns safer.
OKX Earn B Yield source: Staking rewards
Where else XTZ earns
Coinbase Earn pays 2.97 % on XTZ. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Coinbase Earn (this page) | 2.97 % | 🔒 Earn | A |
| OKX Earn | 14.7 % | Flexible | B |
 Binance Earn | 8.01 % | Flexible | C |
 Kraken Earn | 3.98 % | Earn | B |
 Gate.io Earn | 3.84 % | Flexible | B |
 Bybit Earn | 2.83 % | Flexible | C |
Why Coinbase Earn is graded A
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓
Regulation
Public company on NASDAQ since 2021. Licensed as Money Transmitter in every US state, regulated by the CFTC and SEC. Source →
- ✓
Proof-of-Reserves
As a public company, undergoes regular external audits (Deloitte). Reserves are 1:1 with user deposits by law. Source →
- ✓
Flexible withdrawal
All Earn products are Flexible — staking can be unstaked (unbonding ~3-21 days depending on asset). Source 1 → Source 2 →
- ✓
Insurance Fund
FDIC insurance up to $250k on USD balance. Crypto assets insured by Lloyd's of London ($255M). Source →
- ✓
Track record (2+ years incident-free)
Operating since 2012 with no major incidents involving user funds. Survived the FTX collapse and 2022 bear market without issues. Source 1 → Source 2 →
XTZ rate history on Coinbase Earn
Over the 25 days we have recorded it, Coinbase Earn changed this XTZ rate 8 times; the current one has held for 0 days.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How XTZ yields moved across exchanges
from 2026-05-25 to 2026-08-29
Among the 10 venues we have XTZ history for, Coinbase Earn currently sits at #5 by rate — with 25 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How XTZ earns on Coinbase Earn
When you deposit XTZ into Coinbase Earn's earn product you receive 2.97 % APY as a Earn rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Coinbase Earn carries a YieldScope safety grade of A, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on XTZ move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.