Yield
BARD on Bybit Earn
Bybit Earn pays 33.6 % APY on Lombard (BARD) as a Flexible rate. On YieldScope Bybit Earn carries a safety grade of C, scored across five risk criteria. Below: where BARD earns more — and where it earns safer.
OKX Earn B Yield source: Exchange Earn
Where else BARD earns
Bybit Earn pays 33.6 % on BARD. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Bybit Earn (this page) | 33.6 % | Flexible | C |
| OKX Earn | 133.6 % | Flexible | B |
 Bitget Earn | 26.8 % | Flexible | A |
 Binance Earn | 14.9 % | Flexible | C |
Bybit Earn is graded C. If safety matters more than a few extra basis points, Bitget Earn earns BARD at a higher grade (A).
Why Bybit Earn is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓ Regulation
Full UAE Virtual Asset Platform Operator License from the SCA (Oct 2025); also holds a provisional Dubai VARA license. Source →
- ✗ Proof-of-Reserves
Publishes annual Big Four audits, but no independent Merkle-tree PoR on the site. Latest audit: October 2025. Source →
- ✓ Flexible withdrawal
All Earn products are Flexible (withdraw any time). Locked products are tagged separately with higher rates. Source 1 → Source 2 →
- ✓ Insurance Fund
Insurance fund of $400M+, updated monthly, public report. Source →
- ✗ Track record (2+ years incident-free)
Operating since 2018. In February 2025 suffered the largest exchange hack in history — Lazarus Group (North Korea) stole ~$1.5B in ETH from its cold wallet. Bybit covered the shortfall within ~72 hours (bridge loans, >100% reserves re-verified) and users were kept whole. Source 1 → Source 2 →
BARD rate history on Bybit Earn
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How BARD yields moved across exchanges
from 2026-06-09 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from Bybit Earn
How BARD earns on Bybit Earn
When you deposit BARD into Bybit Earn's earn product you receive 33.6 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Bybit Earn carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on BARD move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.