Yield
BARD on Binance Earn
Binance Earn pays 14.9 % APY on Lombard (BARD) as a Flexible rate. On YieldScope Binance Earn carries a safety grade of C, scored across five risk criteria. Below: where BARD earns more — and where it earns safer.
OKX Earn B Yield source: Exchange Earn
Where else BARD earns
Binance Earn pays 14.9 % on BARD. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Binance Earn (this page) | 14.9 % | Flexible | C |
| OKX Earn | 133.6 % | Flexible | B |
 Bybit Earn | 33.6 % | Flexible | C |
 Bitget Earn | 26.8 % | Flexible | A |
Binance Earn is graded C. If safety matters more than a few extra basis points, Bitget Earn earns BARD at a higher grade (A).
Why Binance Earn is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Dubai VARA license, but in November 2023 DOJ/FinCEN/OFAC/CFTC settlement of $4.3B over money laundering, sanctions violations, and unlicensed money transmission. CZ stepped down as CEO. A separate SEC complaint was dismissed with prejudice in May 2025. Source →
- ✓ Proof-of-Reserves
Publishes monthly Merkle-tree PoR since November 2022. Covers BTC, ETH, USDT, BNB and others. Source →
- ✓ Flexible withdrawal
Flexible products are available for most assets. Locked products are clearly tagged. Source 1 → Source 2 →
- ✓ Insurance Fund
SAFU (Secure Asset Fund for Users) of $1B+, public reserve addresses. Source →
- ✗ Track record (2+ years incident-free)
World's largest exchange since 2017. In November 2023 Binance and CZ pleaded guilty to US DOJ charges (AML/BSA, unlicensed money transmission, sanctions violations); Binance paid a $4.3B settlement (DOJ/FinCEN/OFAC/CFTC) and CZ stepped down as CEO. Source 1 → Source 2 →
BARD rate history on Binance Earn
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How BARD yields moved across exchanges
from 2026-06-09 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from Binance Earn
How BARD earns on Binance Earn
When you deposit BARD into Binance Earn's earn product you receive 14.9 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Binance Earn carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on BARD move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.