YieldCompare · head to head
EarnPark vs YouHodler
Asset-by-asset comparison of rates and risk profiles
Short answer
EarnPark is the safer of the two: it passes 1 of our five public safety checks, while YouHodler passes 0.
On rates, the highest advertised APY is 7.02 % at EarnPark and 12 % at YouHodler. Base rates only, no promo tiers.
EarnPark
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT 5.0 %
BTC 5.0 %
ETH 4.0 %
Top product ARB · 7.02 %
Products tracked 21
Coins tracked 21
Jurisdiction British Virgin Islands (EarnPark Limited) + UK LLP
Founded 2022
Min deposit $100
Open EarnPark → 
YouHodler
Safety grade F
5 checks ✗ ✗ ✗ ✗ ✗
USDT 12 %
BTC 7.0 %
ETH 11 %
Top product USDC · 12 %
Products tracked 10
Coins tracked 10
Jurisdiction Switzerland (YouHodler SA, Lausanne; group co. Naumard Ltd, Cyprus)
Founded 2018
Min deposit $100
Open YouHodler → Coin by coin
Shared coins, side by side
| Asset | EarnPark | YouHodler | Winner |
|---|---|---|---|
| USDC | 5.0 % | 12 % | ★ YouHodler |
| USDT | 5.0 % | 12 % | ★ YouHodler |
| DOGE | 7.0 % | 11 % | ★ YouHodler |
| LINK | 7.0 % | 11 % | ★ YouHodler |
| SOL | 6.5 % | 11 % | ★ YouHodler |
| TRX | 6.0 % | 11 % | ★ YouHodler |
| ADA | 5.0 % | 11 % | ★ YouHodler |
| XRP | 5.0 % | 11 % | ★ YouHodler |
| ETH | 4.0 % | 11 % | ★ YouHodler |
| BTC | 5.0 % | 7.0 % | ★ YouHodler |
| ARB | 7.02 % | — | ★ EarnPark |
| ZIL | 7.02 % | — | ★ EarnPark |
| DAI | 7.0 % | — | ★ EarnPark |
| DOT | 7.0 % | — | ★ EarnPark |
| BNB | 6.0 % | — | ★ EarnPark |
| AVAX | 5.0 % | — | ★ EarnPark |
| BCH | 5.0 % | — | ★ EarnPark |
| GRAM | 5.0 % | — | ★ EarnPark |
| PAXG | 5.0 % | — | ★ EarnPark |
| XLM | 5.0 % | — | ★ EarnPark |
| POL | 4.23 % | — | ★ EarnPark |
Safety — check by check
| Check | F EarnPark | F YouHodler |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✗ |
| Flexible withdrawal | ✓ | ✗ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 1/5 · F | 0/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.