YieldCompare · head to head
CoinW vs LBank
Asset-by-asset comparison of rates and risk profiles
Short answer
CoinW is the safer of the two: it passes 3 of our five public safety checks, while LBank passes 2.
On rates, the highest advertised APY is 3.0 % at CoinW and 9.0 % at LBank. Base rates only, no promo tiers.
CoinW
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT —
BTC —
ETH —
Top product ATOM · 3.0 %
Products tracked 30
Coins tracked 30
Jurisdiction Union of Comoros (issuer of CoinW's Legal Statement)
Founded 2017
Min deposit $0
Open CoinW → 
LBank
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 2.9 %
BTC 0.15 %
ETH 1.4 %
Top product TRX · 9.0 %
Products tracked 18
Coins tracked 18
Jurisdiction British Virgin Islands (governing law of LBank's user agreement)
Founded 2015
Min deposit $0
Open LBank → Coin by coin
Shared coins, side by side
| Asset | CoinW | LBank | Winner |
|---|---|---|---|
| USDC | 0.5 % | 2.9 % | ★ LBank |
| PAXG | 0.1 % | 1.0 % | ★ LBank |
| TRX | — | 9.0 % | ★ LBank |
| USDD | — | 5.0 % | ★ LBank |
| ATOM | 3.0 % | — | ★ CoinW |
| SOL | — | 3.0 % | ★ LBank |
| GRAM | — | 3.0 % | ★ LBank |
| USDT | — | 2.9 % | ★ LBank |
| AVAX | — | 2.5 % | ★ LBank |
| DYDX | 2.0 % | — | ★ CoinW |
| NEAR | — | 2.0 % | ★ LBank |
| XAUT | — | 1.8 % | ★ LBank |
| SEI | — | 1.5 % | ★ LBank |
| POL | — | 1.5 % | ★ LBank |
| ETH | — | 1.4 % | ★ LBank |
| ADA | — | 1.3 % | ★ LBank |
| HYPE | — | 1.2 % | ★ LBank |
| CRV | 1.0 % | — | ★ CoinW |
| QTUM | 1.0 % | — | ★ CoinW |
| THETA | 1.0 % | — | ★ CoinW |
| LINK | 1.0 % | — | ★ CoinW |
| ZEC | — | 1.0 % | ★ LBank |
| SUI | — | 1.0 % | ★ LBank |
| UNI | 0.67 % | — | ★ CoinW |
| ETHFI | 0.6 % | — | ★ CoinW |
| VIRTUAL | 0.6 % | — | ★ CoinW |
| VET | 0.5 % | — | ★ CoinW |
| AR | 0.5 % | — | ★ CoinW |
| ZK | 0.5 % | — | ★ CoinW |
| TIA | 0.5 % | — | ★ CoinW |
| STRK | 0.5 % | — | ★ CoinW |
| LUNC | 0.5 % | — | ★ CoinW |
| ICP | 0.5 % | — | ★ CoinW |
| WIF | 0.5 % | — | ★ CoinW |
| PENGU | 0.5 % | — | ★ CoinW |
| EIGEN | 0.5 % | — | ★ CoinW |
| ARKM | 0.5 % | — | ★ CoinW |
| ETC | 0.5 % | — | ★ CoinW |
| SHIB | 0.2 % | — | ★ CoinW |
| BONK | 0.2 % | — | ★ CoinW |
| BABYDOGE | 0.2 % | — | ★ CoinW |
| BTC | — | 0.15 % | ★ LBank |
| JUP | 0.1 % | — | ★ CoinW |
| TURBO | 0.1 % | — | ★ CoinW |
| DASH | 0.1 % | — | ★ CoinW |
| PEAQ | 0.1 % | — | ★ CoinW |
Safety — check by check
| Check | C CoinW | D LBank |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 3/5 · C | 2/5 · D |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.