YieldCompare · head to head
Backpack Exchange vs HTX
Asset-by-asset comparison of rates and risk profiles
Short answer
Neither is safer on our checks — Backpack Exchange and HTX both pass 3 of five.
On rates, the highest advertised APY is 1.51 % at Backpack Exchange and 10 % at HTX. Base rates only, no promo tiers.
Backpack Exchange
Safety grade C
5 checks ✓ ✓ ✓ ✗ ✗
USDT 1.51 %
BTC 0.03 %
ETH 0.08 %
Top product USDT · 1.51 %
Products tracked 15
Coins tracked 15
Jurisdiction UAE (Dubai VARA), Cyprus (CySEC), USA (FinCEN MSB)
Founded 2024
Min deposit $1
Open Backpack Exchange → 
HTX
Safety grade C
5 checks ✗ ✓ ✓ ✓ ✗
USDT —
BTC 1.5 %
ETH —
Top product HYPE · 10 %
Products tracked 22
Coins tracked 22
Jurisdiction Seychelles (Huobi Global S.A.)
Founded 2013
Min deposit $0
Open HTX → Coin by coin
Shared coins, side by side
| Asset | Backpack Exchange | HTX | Winner |
|---|---|---|---|
| HYPE | 0.03 % | 10 % | ★ HTX |
| BNB | 0.03 % | 5.0 % | ★ HTX |
| SUI | 0.83 % | 1.5 % | ★ HTX |
| BTC | 0.03 % | 1.5 % | ★ HTX |
| DOGE | 0.17 % | 1.0 % | ★ HTX |
| XRP | 0.04 % | 1.0 % | ★ HTX |
| BCH | — | 5.0 % | ★ HTX |
| BTW | — | 5.0 % | ★ HTX |
| M | — | 5.0 % | ★ HTX |
| USDS | — | 5.0 % | ★ HTX |
| ZEC | — | 5.0 % | ★ HTX |
| USDD | — | 4.0 % | ★ HTX |
| AAVE | — | 3.0 % | ★ HTX |
| LTC | — | 3.0 % | ★ HTX |
| USDT | 1.51 % | — | ★ Backpack Exchange |
| XPL | 1.43 % | — | ★ Backpack Exchange |
| ENA | — | 1.0 % | ★ HTX |
| HBAR | — | 1.0 % | ★ HTX |
| LINK | — | 1.0 % | ★ HTX |
| SHIB | — | 1.0 % | ★ HTX |
| UNI | — | 1.0 % | ★ HTX |
| XLM | — | 1.0 % | ★ HTX |
| XMR | — | 1.0 % | ★ HTX |
| USDC | 0.95 % | — | ★ Backpack Exchange |
| MON | 0.46 % | — | ★ Backpack Exchange |
| ONDO | — | 0.3 % | ★ HTX |
| APT | 0.27 % | — | ★ Backpack Exchange |
| SOL | 0.17 % | — | ★ Backpack Exchange |
| SEI | 0.12 % | — | ★ Backpack Exchange |
| ETH | 0.08 % | — | ★ Backpack Exchange |
| PAXG | 0.01 % | — | ★ Backpack Exchange |
Safety — check by check
| Check | C Backpack Exchange | C HTX |
|---|---|---|
| Regulation | ✓ | ✗ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✓ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 3/5 · C | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.