Yield
ETH on Robinhood Crypto
Robinhood Crypto pays 3.15 % APY on Ethereum (ETH) as a Earn rate. On YieldScope Robinhood Crypto carries a safety grade of D, scored across five risk criteria. Below: where ETH earns more — and where it earns safer.
WhiteBIT B Yield source: Staking rewards
Where else ETH earns
Robinhood Crypto pays 3.15 % on ETH. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Robinhood Crypto (this page) | 3.15 % | 🔒 Earn | D |
 CoinDepo | 12 % | Flexible | F |
| WhiteBIT | 10.9 % | 🔒 30d lock | B |
 StakeWise (osETH) | 7.47 % | Earn | C |
 Telegram Wallet | 6.49 % | Flexible | F |
 Nexo | 3.25 % | Flexible | C |
Robinhood Crypto is graded D. If safety matters more than a few extra basis points, Coinbase Earn earns ETH at a higher grade (A).
Why Robinhood Crypto is graded D
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓ Regulation
Robinhood Crypto, LLC is registered as an MSB with FinCEN and holds state money-transmitter licenses (NMLS 1702840). No NYDFS BitLicense, so New York has a reduced token list. Source →
- ✗ Proof-of-Reserves
Robinhood publishes no independent Merkle-tree proof-of-reserves or regular 1:1 reserve audit. Only external infrastructure security audits are mentioned. Source →
- ✗ Flexible withdrawal
Spot selling is instant, but the main earn product — ETH/SOL staking — has an unbonding period, usually ~1 day and up to several weeks under market stress. Source →
- ✗ Insurance Fund
SIPC/FDIC do not cover crypto (Robinhood confirms this). There is Lloyd's crime insurance against custody theft, but the amount is undisclosed and the company has told the SEC that the crypto under its control significantly exceeds the coverage. Source →
- ✓ Track record (2+ years incident-free)
The crypto service has run since 2018 (7+ years) with no client crypto-asset hacks. The 2021 data breach touched only emails/names. The SEC investigation into the crypto arm (2024 Wells notice) was closed with no action in Feb 2025. Source →
ETH rate history on Robinhood Crypto
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How ETH yields moved across exchanges
from 2026-05-25 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How ETH earns on Robinhood Crypto
When you deposit ETH into Robinhood Crypto's earn product you receive 3.15 % APY as a Earn rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Robinhood Crypto carries a YieldScope safety grade of D, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on ETH move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.