YieldCompare · head to head
CoinEx Earn vs Lune.fi
Asset-by-asset comparison of rates and risk profiles
Short answer
CoinEx Earn is the safer of the two: it passes 2 of our five public safety checks, while Lune.fi passes 1.
On rates, the highest advertised APY is 2.0 % at CoinEx Earn and 29.5 % at Lune.fi. Base rates only, no promo tiers.
CoinEx Earn
Safety grade D
5 checks ✗ ✓ ✓ ✗ ✗
USDT 1.0 %
BTC 0.5 %
ETH 1.5 %
Top product USDC · 2.0 %
Products tracked 4
Coins tracked 4
Jurisdiction Hong Kong (ViaBTC Group)
Founded 2017
Min deposit $1
Open CoinEx Earn → 
Lune.fi
Safety grade F
5 checks ✗ ✗ ✓ ✗ ✗
USDT 29.5 %
BTC 21.5 %
ETH 21.5 %
Top product USDC · 29.5 %
Products tracked 8
Coins tracked 4
Jurisdiction Seychelles (Lune International Holdings LTD, IBC 250439 — claimed by the venue, not publicly verifiable)
Founded 2021
Min deposit $10
Open Lune.fi → Safety — check by check
| Check | D CoinEx Earn | F Lune.fi |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✗ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✗ | ✗ |
| Score | 2/5 · D | 1/5 · F |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.