Yield
BNB on HTX
HTX pays 5.0 % APY on BNB (BNB) as a Flexible rate. On YieldScope HTX carries a safety grade of C, scored across five risk criteria. Below: where BNB earns more — and where it earns safer.
OKX Earn B Yield source: Exchange Earn
Where else BNB earns
HTX pays 5.0 % on BNB. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| HTX (this page) | 5.0 % | Flexible | C |
 CoinDepo | 12 % | Flexible | F |
 EarnPark | 6.0 % | Flexible | F |
 Nexo | 3.0 % | Flexible | C |
| OKX Earn | 1.0 % | Flexible | B |
 Toobit | 1.0 % | Flexible | C |
HTX is graded C. If safety matters more than a few extra basis points, OKX Earn earns BNB at a higher grade (B).
Why HTX is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗
Regulation
No licence from a financial regulator found. The UK FCA lists htx.com as an unauthorised firm (warning since October 2023, updated February 2026) and took HTX to the High Court in October 2025 over illegal financial promotions. On 26 May 2026 the UK sanctioned the operating company, Huobi Global S.A., and in July 2026 the EU added it to its 21st sanctions package, with a transaction ban from 23 August 2026. Source 1 → Source 2 → Source 3 → Source 4 →
- ✓
Proof-of-Reserves
Publishes a monthly Merkle-tree proof of reserves. The June 2026 report shows BTC 103%, ETH 100%, TRX 105%, XRP 104% and SOL 100%. It is published by HTX itself; we have not verified the independence of the checker. Source 1 → Source 2 →
- ✓
Flexible withdrawal
Flexible Simple Earn can be redeemed at any time without a penalty, per HTX's own product pages. Most headline flexible rates carry an "APY Boost", "New User" or "SVIP" tag; we publish only flexible rates without such tags. Source 1 → Source 2 →
- ✓
Insurance Fund
HTX Security Reserve of 20,000 BTC for emergency incidents, per HTX. It is self-funded, not third-party insurance — the same standard we apply to other exchanges' SAFU-type funds. Source →
- ✗
Track record (2+ years incident-free)
Two hot-wallet hacks in autumn 2023: about $8M of ETH on 24 September (covered by HTX) and about $30M in November, the same week as the HECO Chain bridge hack; $258M left the exchange in the following days. Since then: the FCA lawsuit (2025) and UK and EU sanctions (2026). Source 1 → Source 2 → Source 3 →
BNB rate history on HTX
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How BNB yields moved across exchanges
from 2026-05-25 to 2026-09-26
Among the 14 venues we have BNB history for, HTX currently sits at #3 by rate — with 4 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How BNB earns on HTX
When you deposit BNB into HTX's earn product you receive 5.0 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. HTX carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on BNB move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.