Yield
USDC on Bitrue
Bitrue pays 3.0 % APY on USD Coin (USDC) as a Flexible rate. On YieldScope Bitrue carries a safety grade of F, scored across five risk criteria. Below: where USDC earns more — and where it earns safer.
Nebeus D Yield source: Exchange Earn
Where else USDC earns
Bitrue pays 3.0 % on USDC. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Bitrue (this page) | 3.0 % | Flexible | F |
 Lune.fi | 29.5 % | 🔒 360d lock | F |
| Lune.fi | 18 % | Flexible | F |
 CoinDepo | 17 % | Flexible | F |
| Nebeus | 12 % | 🔒 120d lock | D |
 YouHodler | 12 % | Flexible | F |
Bitrue is graded F. If safety matters more than a few extra basis points, WhiteBIT earns USDC at a higher grade (B).
Why Bitrue is graded F
Five binary safety criteria — each one passed or not. The more passed, the safer.
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Regulation
No licence from a financial regulator. Bitrue Singapore Pte. Ltd. is a registered company (UEN 201818989M), and Bitrue itself states it is not licensed by the Monetary Authority of Singapore. Its Lithuanian entry is a VASP registration with the FNTT — a registration, not a licence, and not a MiCA authorisation. Source 1 → Source 2 → Source 3 →
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Proof-of-Reserves
In November 2022 Bitrue announced an independent proof-of-reserves audit. We found no published report since. Source →
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Flexible withdrawal
Power Piggy, the flexible product, has no term: it can be redeemed at any time. The 60-day fixed campaigns at 6.5–10% are for new users only and are not what we publish. Source →
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Insurance Fund
No named insurance fund or protection fund of public size found. After the April 2023 hack Bitrue said user losses would be covered, but it publishes no fund size. Source →
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Track record (2+ years incident-free)
Two hacks: about $4.5M of XRP and ADA in June 2019, and about $23M from a hot wallet in April 2023 (under 5% of holdings; Bitrue said users would be covered). We found no confirmation that the 2023 compensation was completed. Source 1 → Source 2 →
USDC rate history on Bitrue
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How USDC yields moved across exchanges
from 2026-05-25 to 2026-09-26
Among the 19 venues we have USDC history for, Bitrue currently sits at #10 by rate — with 4 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How USDC earns on Bitrue
When you deposit USDC into Bitrue's earn product you receive 3.0 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Bitrue carries a YieldScope safety grade of F, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on USDC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.