YieldCompare · head to head
Bitstamp vs Coinbase Earn
Asset-by-asset comparison of rates and risk profiles
Short answer
Coinbase Earn is the safer of the two: it passes 5 of our five public safety checks, while Bitstamp passes 3.
On rates, the highest advertised APY is 3.1 % at Bitstamp and 13.4 % at Coinbase Earn. Base rates only, no promo tiers.
Bitstamp
Safety grade C
5 checks ✓ ✗ ✓ ✗ ✓
USDT —
BTC —
ETH 3.1 %
Top product ETH · 3.1 %
Products tracked 2
Coins tracked 2
Jurisdiction Luxembourg (MiCA) + UK FCA + US NYDFS BitLicense
Founded 2011
Min deposit $1
Open Bitstamp → 
Coinbase Earn
Safety grade A
5 checks ✓ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH 1.73 %
Top product ATOM · 13.4 %
Products tracked 7
Coins tracked 7
Jurisdiction USA (NASDAQ:COIN), Ireland (CB Europe)
Founded 2012
Min deposit $1
Open Coinbase Earn → Coin by coin
Shared coins, side by side
Safety — check by check
| Check | C Bitstamp | A Coinbase Earn |
|---|---|---|
| Regulation | ✓ | ✓ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✓ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 3/5 · C | 5/5 · A |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.