YieldCompare · head to head
Bitfinex vs Jito
Asset-by-asset comparison of rates and risk profiles
Short answer
Jito is the safer of the two: it passes 3 of our five public safety checks, while Bitfinex passes 2.
On rates, the highest advertised APY is 18.6 % at Bitfinex and 4.94 % at Jito. Base rates only, no promo tiers.
Bitfinex
Safety grade D
5 checks ✗ ✗ ✓ ✗ ✓
USDT 6.81 %
BTC —
ETH —
Top product ETC · 18.6 %
Products tracked 17
Coins tracked 17
Jurisdiction British Virgin Islands
Founded 2012
Min deposit $1
Open Bitfinex → 
Jito
Safety grade C
5 checks ✗ ✓ ✓ ✗ ✓
USDT —
BTC —
ETH —
Top product SOL · 4.94 %
Products tracked 1
Coins tracked 1
Jurisdiction USA (Jito Foundation)
Founded 2022
Min deposit $0
Open Jito → Coin by coin
Shared coins, side by side
| Asset | Bitfinex | Jito | Winner |
|---|---|---|---|
| SOL | 2.5 % | 4.94 % | ★ Jito |
| ETC | 18.6 % | — | ★ Bitfinex |
| XLM | 18.2 % | — | ★ Bitfinex |
| ALGO | 15.7 % | — | ★ Bitfinex |
| AVAX | 14.6 % | — | ★ Bitfinex |
| UNI | 9.94 % | — | ★ Bitfinex |
| XAUT | 7.62 % | — | ★ Bitfinex |
| ADA | 7.23 % | — | ★ Bitfinex |
| BCH | 7.0 % | — | ★ Bitfinex |
| FIL | 6.91 % | — | ★ Bitfinex |
| USDT | 6.81 % | — | ★ Bitfinex |
| DASH | 6.26 % | — | ★ Bitfinex |
| SUI | 5.0 % | — | ★ Bitfinex |
| SHIB | 3.65 % | — | ★ Bitfinex |
| ZEC | 3.56 % | — | ★ Bitfinex |
| XMR | 2.92 % | — | ★ Bitfinex |
| LINK | 1.03 % | — | ★ Bitfinex |
Safety — check by check
| Check | D Bitfinex | C Jito |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✗ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✗ | ✗ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 2/5 · D | 3/5 · C |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.