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ZEC on Binance Earn

Binance Earn pays 0.46 % APY on Zcash (ZEC) as a Flexible rate. On YieldScope Binance Earn carries a safety grade of B, scored across five risk criteria. Below: where ZEC earns more — and where it earns safer.

Binance Earn pays
0.46 %
Flexible ▼ 6.18 % vs 131d ago
#8 of 10 venues for ZEC · grade B platform
The highest-paying alternative
5.15 %
WhiteBIT B
This is why we show the whole table.

Yield source: Exchange Earn

Verified Oct 18, 2026 Auto-sync
Comparison

Where else ZEC earns

All ZEC rates →

Binance Earn pays 0.46 % on ZEC. Here's how other venues compare — by rate and by safety.

Venue APY Terms Grade
Binance Earn (this page)
0.46 %
Flexible B
WhiteBIT
5.15 %
🔒 30d lock B
HTX
5.0 %
Flexible C
Bitfinex
2.87 %
Earn D
Bitrue
1.8 %
Flexible D
Bitget Earn
1.0 %
Flexible B
Safety

Why Binance Earn is graded B

Binance Earn full review →

Five binary safety criteria — each one passed or not. The more passed, the safer.

5 criteria · check each one
  • ✗

    Regulation

    Dubai VARA license, but in November 2023 DOJ/FinCEN/OFAC/CFTC settlement of $4.3B over money laundering, sanctions violations, and unlicensed money transmission. CZ stepped down as CEO. A separate SEC complaint was dismissed with prejudice in May 2025. Source →

  • ✓

    Proof-of-Reserves

    Publishes monthly Merkle-tree PoR since November 2022. Covers BTC, ETH, USDT, BNB and others. Source →

  • ✓

    Flexible withdrawal

    Flexible products are available for most assets. Locked products are clearly tagged. Source 1 → Source 2 →

  • ✓

    Insurance Fund

    SAFU (Secure Asset Fund for Users) of $1B+, public reserve addresses. Source →

  • ✓

    Track record (2+ years incident-free)

    World's largest exchange, operating since 2017. In November 2023 Binance and its founder pleaded guilty to US anti-money-laundering and sanctions charges and paid $4.3B — a regulatory case, counted under regulation. During the 10 October 2025 crash USDe, wBETH and BNSOL depegged on Binance's own price feed and it paid about $283M in compensation, but there was no hack, no withdrawal halt longer than an hour and no loss of custodied funds. Its last incident under our definition — a few-hour pause of USDC withdrawals — was in December 2022, so it passes our two-year rule. Source 1 → Source 2 → Source 3 →

History

ZEC rate history on Binance Earn

0.28 %–6.64 % · 132 days

Binance Earn changed this ZEC rate 118 times in 132 days — it survives under two days on average. Today's figure says little about next week's.

Daily snapshots from YieldScope's rate sync. Hover to inspect any day.

Rate history

How ZEC yields moved across exchanges

Best rate over time
5.15 %

from 2026-05-25 to 2026-10-18

Among the 10 venues we have ZEC history for, Binance Earn currently sits at #8 by rate — with 132 days of our own daily snapshots behind that number.

Source: daily snapshots via exchange APIs

Calculator

Your money, this pair

How much will you earn?

ZEC
Interest
+0.0461 ZEC
Total
10.0461 ZEC
On Binance Earn:+0.0001per day·+0.0038per month·+0.0461per year

Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.

Open account on Binance Earn →

Affiliate link · price for you doesn't change · we earn a commission from Binance Earn

How it works

How ZEC earns on Binance Earn

When you deposit ZEC into Binance Earn's earn product you receive 0.46 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.

This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Binance Earn carries a YieldScope safety grade of B, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.

Rates on ZEC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.

FAQ

Frequently asked questions

What is the ZEC earn rate on Binance Earn?
Binance Earn currently pays 0.46 % APY on ZEC as a Flexible rate. Rates float and are refreshed daily on YieldScope — see the date stamp above for the last update. Binance Earn changed this ZEC rate 118 times in 132 days — it survives under two days on average. Today's figure says little about next week's.
Is earning ZEC on Binance Earn safe?
Binance Earn has a YieldScope safety grade of B, based on five binary criteria: regulation, proof of reserves, flexible withdrawal, insurance fund and incident track record. A higher grade means lower platform risk — but no yield is risk-free, and this is not financial advice.
Can I withdraw ZEC anytime on Binance Earn?
Yes — this ZEC rate is flexible, so you can withdraw without a fixed lock-up period.
How is the ZEC yield generated?
Earn products pay you because the platform puts your ZEC to work — typically lending it to borrowers or deploying it in market-making — and passes part of the return back to you. That's also why yield carries risk: it isn't free money, and it depends on the platform staying solvent.
⚠️ High-risk platform

Proceed anyway →