Yield
A on WhiteBIT
WhiteBIT pays 10.4 % APY on Vaulta (A) as a 30d lock rate. On YieldScope WhiteBIT carries a safety grade of B, scored across five risk criteria. Below: where A earns more — and where it earns safer.
Bitget Earn A Yield source: Exchange Earn
Where else A earns
WhiteBIT currently has the top A rate we track. Here's the rest of the field, ranked by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| WhiteBIT (this page) | 10.4 % | 🔒 30d lock | B |
 OKX Earn | 7.5 % | Flexible | B |
 Bybit Earn | 1.25 % | Flexible | C |
| Bitget Earn | 1.0 % | Flexible | A |
 Binance Earn | 0.97 % | Flexible | C |
 Gate.io Earn | 0.86 % | Flexible | B |
WhiteBIT is graded B. If safety matters more than a few extra basis points, Bitget Earn earns A at a higher grade (A).
Why WhiteBIT is graded B
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓
Regulation
Holds a MiCA licence from Austria's FMA (2026), an Estonian VASP registration, and launched a US entity in late 2025. Source →
- ✓
Proof-of-Reserves
The last published Hacken proof-of-reserves, dated 18 November 2024, showed strong overcollateralisation — total collateral 238%, BTC 507%, USDT 108% and USDC 205%. No newer report has been published since. Source →
- ✓
Flexible withdrawal
Flexible crypto-lending plans can be withdrawn at any time; fixed plans lock funds for a set term. Source →
- ✗
Insurance Fund
No dedicated customer insurance fund is publicly disclosed. Source →
- ✓
Track record (2+ years incident-free)
Founded 2018 with no major hack on record. Russia labelled it an undesirable organisation in 2026, which Western users may read as a positive signal. Source →
A rate history on WhiteBIT
This rate has held for 18 days straight. Over the 65 days we have recorded it, WhiteBIT changed it once — a rate you can actually plan around.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How A yields moved across exchanges
from 2026-05-25 to 2026-08-31
Among the 6 venues we have A history for, WhiteBIT currently sits at #1 by rate — with 65 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How A earns on WhiteBIT
When you deposit A into WhiteBIT's earn product you receive 10.4 % APY as a 30d lock rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. WhiteBIT carries a YieldScope safety grade of B, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on A move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.