Yield
USDT on Ledn
Ledn pays 5.0 % APY on Tether (USDT) as a Flexible rate. On YieldScope Ledn carries a safety grade of F, scored across five risk criteria. Below: where USDT earns more — and where it earns safer.
WhiteBIT B Yield source: Exchange Earn
Where else USDT earns
Ledn pays 5.0 % on USDT. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Ledn (this page) | 5.0 % | Flexible | F |
 Lune.fi | 29.5 % | 🔒 360d lock | F |
 CoinDepo | 17 % | Flexible | F |
 YouHodler | 12 % | Flexible | F |
| WhiteBIT | 11.1 % | 🔒 30d lock | B |
 Bitfinex | 6.81 % | Earn | D |
Ledn is graded F. If safety matters more than a few extra basis points, Bitget Earn earns USDT at a higher grade (A).
Why Ledn is graded F
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗
Regulation
Registered in the Cayman Islands — light-touch regulation. Not licensed in major jurisdictions. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
Publishes monthly Merkle-tree PoR by Armanino since July 2021 — one of the first platforms to adopt this approach. Source →
- ✗
Flexible withdrawal
B2X / Growth Account have restrictions. Savings account is flexible, but fixed-term products lock for 30-180 days. Source 1 → Source 2 →
- ✗
Insurance Fund
No public insurance fund. Segregated custody, but no explicit insurance coverage. Source →
- ✗
Track record (2+ years incident-free)
Operating since 2018 with no user-fund incidents. But young age and lack of regulation lower the score. Source 1 → Source 2 →
USDT rate history on Ledn
This rate has held for 14 days straight. Over the 72 days we have recorded it, Ledn changed it 5 times — a rate you can actually plan around.
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How USDT yields moved across exchanges
from 2026-05-25 to 2026-08-31
Among the 17 venues we have USDT history for, Ledn currently sits at #6 by rate — with 72 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How USDT earns on Ledn
When you deposit USDT into Ledn's earn product you receive 5.0 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Ledn carries a YieldScope safety grade of F, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on USDT move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.