Yield
USDC on Ledn
Ledn pays 6.5 % APY on USD Coin (USDC) as a Flexible rate. On YieldScope Ledn carries a safety grade of F, scored across five risk criteria. Below: where USDC earns more — and where it earns safer.
WhiteBIT B Yield source: Exchange Earn
Where else USDC earns
Ledn pays 6.5 % on USDC. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Ledn (this page) | 6.5 % | Flexible | F |
 CoinDepo | 17 % | Flexible | F |
| WhiteBIT | 10.9 % | 🔒 30d lock | B |
 Nexo | 5.5 % | Flexible | C |
 Bybit Earn | 4.0 % | Earn | C |
 CoinEx Earn | 2.91 % | Flexible | D |
Ledn is graded F. If safety matters more than a few extra basis points, Bitget Earn earns USDC at a higher grade (A).
Why Ledn is graded F
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Registered in the Cayman Islands — light-touch regulation. Not licensed in major jurisdictions. Source 1 → Source 2 →
- ✓ Proof-of-Reserves
Publishes monthly Merkle-tree PoR by Armanino since July 2021 — one of the first platforms to adopt this approach. Source →
- ✗ Flexible withdrawal
B2X / Growth Account have restrictions. Savings account is flexible, but fixed-term products lock for 30-180 days. Source 1 → Source 2 →
- ✗ Insurance Fund
No public insurance fund. Segregated custody, but no explicit insurance coverage. Source →
- ✗ Track record (2+ years incident-free)
Operating since 2018 with no user-fund incidents. But young age and lack of regulation lower the score. Source 1 → Source 2 →
USDC rate history on Ledn
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How USDC yields moved across exchanges
from 2026-05-25 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How USDC earns on Ledn
When you deposit USDC into Ledn's earn product you receive 6.5 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Ledn carries a YieldScope safety grade of F, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on USDC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.