LUNC on CoinW
CoinW pays 0.5 % APY on Terra Luna Classic (LUNC) as a Flexible rate. On YieldScope CoinW carries a safety grade of C, scored across five risk criteria. Below: where LUNC earns more — and where it earns safer.
Yield source: Exchange Earn
Where else LUNC earns
CoinW pays 0.5 % on LUNC. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| | 0.5 % | Flexible | C |
| | 2.19 % | Flexible | B |
| | 0.8 % | Flexible | C |
| | 0.37 % | Flexible | A |
| | 0.02 % | Flexible | C |
| | 0.01 % | Flexible | B |
CoinW is graded C. If safety matters more than a few extra basis points, Gate.io Earn earns LUNC at a higher grade (A).
Why CoinW is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗
Regulation
No licence from a financial regulator to hold client funds. CoinW's Legal Statement is issued by COINW, a private limited company incorporated in the Union of Comoros (Anjouan); its other registrations — a US FinCEN money-services filing among them — are anti-money-laundering registrations, not custody licences. In August 2025 the Philippine SEC named CoinW among crypto platforms operating there without registration. It does not serve the US, the UK, Canada, the UAE, Singapore, Japan, Hong Kong or mainland China, among others. Source 1 → Source 2 →
- ✓
Proof-of-Reserves
CoinW publishes a Merkle-tree proof of reserves with a tool to check your own balance. The 24 September 2026 snapshot covers 3.59 million users and shows a USDT reserve ratio of 109.65%. It covers USDT only and is self-published; no auditor is named. Source →
- ✓
Flexible withdrawal
Crypto Savings flexible products can be redeemed at any time, with no lock-up. Source →
- ✗
Insurance Fund
No fund covering hacks or the loss of client funds. CoinW's protection programme covers futures liquidation losses — up to 500 USDT per user claim — not custody. Source →
- ✓
Track record (2+ years incident-free)
Operating since 2017 with no confirmed hack, platform-wide withdrawal freeze or loss of client funds, so it passes our two-year rule. An October 2023 alert about $13M of outflows was raised by Cyvers and disputed by CoinW as routine cold-wallet moves; we found no confirmation of a loss. Reports in 2026 of large withdrawals held for security review concern individual accounts, not the platform. Source 1 → Source 2 → Source 3 →
LUNC rate history on CoinW
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How LUNC yields moved across exchanges
from 2026-05-25 to 2026-10-18
Among the 6 venues we have LUNC history for, CoinW currently sits at #3 by rate — with 6 days of our own daily snapshots behind that number.
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How LUNC earns on CoinW
When you deposit LUNC into CoinW's earn product you receive 0.5 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. CoinW carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on LUNC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.