YieldCompare · head to head
Lido vs Marinade
Asset-by-asset comparison of rates and risk profiles
Short answer
Neither is safer on our checks — Lido and Marinade both pass 4 of five.
On rates, the highest advertised APY is 2.21 % at Lido and 5.86 % at Marinade. Base rates only, no promo tiers.
Lido
Safety grade B
5 checks ✗ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH 2.21 %
Top product ETH · 2.21 %
Products tracked 1
Coins tracked 1
Jurisdiction Decentralized (Lido DAO)
Founded 2020
Min deposit $0
Open Lido → 
Marinade
Safety grade B
5 checks ✗ ✓ ✓ ✓ ✓
USDT —
BTC —
ETH —
Top product SOL · 5.86 %
Products tracked 1
Coins tracked 1
Jurisdiction Decentralized (BVI)
Founded 2021
Min deposit $0
Open Marinade → Safety — check by check
| Check | B Lido | B Marinade |
|---|---|---|
| Regulation | ✗ | ✗ |
| Proof-of-Reserves | ✓ | ✓ |
| Flexible withdrawal | ✓ | ✓ |
| Insurance Fund | ✓ | ✓ |
| Track record (2+ years incident-free) | ✓ | ✓ |
| Score | 4/5 · B | 4/5 · B |
The five public criteria behind each platform's grade. Each ✓ is one point — more points, safer grade. A highlighted ✓ is where one platform wins the criterion outright.