ETH on StakeWise (osETH)
StakeWise (osETH) pays 7.47 % APY on Ethereum (ETH) as a Earn rate. On YieldScope StakeWise (osETH) carries a safety grade of C, scored across five risk criteria. Below: where ETH earns more — and where it earns safer.
Yield source: Liquid staking
Where else ETH earns
StakeWise (osETH) pays 7.47 % on ETH. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| | 7.47 % | 🔒 Earn | C |
| | 12 % | Flexible | F |
| | 10.9 % | 🔒 30d lock | B |
| | 6.49 % | Flexible | F |
| | 3.25 % | Flexible | C |
| | 3.15 % | Earn | D |
StakeWise (osETH) is graded C. If safety matters more than a few extra basis points, Coinbase Earn earns ETH at a higher grade (A).
Why StakeWise (osETH) is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Decentralized protocol, not a licensed entity — no regulator or custodian. Legitimacy rests on audits and on-chain transparency. Source →
- ✓ Proof-of-Reserves
Fully on-chain, overcollateralized model — osETH is minted against ≤91.5% of the staked value, all verifiable on-chain. Source →
- ✓ Flexible withdrawal
Standard ~8-day ETH withdrawal queue; instant if unbonded ETH is available in the protocol. osETH trades on secondary markets. Source →
- ✓ Insurance Fund
Overcollateralization (mint capped at 91.5% LTV) acts as a built-in buffer against slashing losses; there is no separate cash insurance fund. Source →
- ✗ Track record (2+ years incident-free)
Nov 2025 — ~$26M osETH was drained via an external Balancer V2 pool bug (not a StakeWise contract flaw); ~73% was recovered by emergency multisig, ~$7M unrecoverable and compensated pro-rata. Source →
ETH rate history on StakeWise (osETH)
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How ETH yields moved across exchanges
from 2026-05-25 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How ETH earns on StakeWise (osETH)
When you deposit ETH into StakeWise (osETH)'s earn product you receive 7.47 % APY as a Earn rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. StakeWise (osETH) carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on ETH move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.