Yield
USDC on MEXC Earn
MEXC Earn pays 2.0 % APY on USD Coin (USDC) as a Flexible rate. On YieldScope MEXC Earn carries a safety grade of C, scored across five risk criteria. Below: where USDC earns more — and where it earns safer.
WhiteBIT B Yield source: Exchange Earn
Where else USDC earns
MEXC Earn pays 2.0 % on USDC. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| MEXC Earn (this page) | 2.0 % | Flexible | C |
 CoinDepo | 17 % | Flexible | F |
| WhiteBIT | 10.9 % | 🔒 30d lock | B |
 Ledn | 6.5 % | Flexible | F |
 Nexo | 5.5 % | Flexible | C |
 Bybit Earn | 4.0 % | Earn | C |
MEXC Earn is graded C. If safety matters more than a few extra basis points, Bitget Earn earns USDC at a higher grade (A).
Why MEXC Earn is graded C
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Operates without licenses from major regulators. Warnings from Japan (JFSA), Germany (BaFin), Hong Kong (SFC); Estonian license revoked (2023). Barred from serving EU clients as of July 1, 2026 — no MiCA CASP authorisation. Source 1 → Source 2 →
- ✓ Proof-of-Reserves
Merkle-tree PoR since 2023; monthly Hacken audits since November 2025. Asset coverage above 100% (Feb 2026: BTC 267%). Source →
- ✓ Flexible withdrawal
Flexible Savings — withdraw any time without penalty, interest accrues daily. Source 1 → Source 2 →
- ✓ Insurance Fund
$100M Guardian Fund covering hacks and security incidents, wallets are public. Source →
- ✗ Track record (2+ years incident-free)
Several public scandals over forced freezing of traders' funds ("clawbacks", the $3.1M White Whale case, 2024–2025). No major hacks. Source →
USDC rate history on MEXC Earn
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How USDC yields moved across exchanges
from 2026-05-25 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
Affiliate link · price for you doesn't change · we earn a commission from MEXC Earn
How USDC earns on MEXC Earn
When you deposit USDC into MEXC Earn's earn product you receive 2.0 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. MEXC Earn carries a YieldScope safety grade of C, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on USDC move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.