Crypto.com

Crypto.com is one of the largest and most heavily regulated crypto platforms in the world. Its appeal for earners isn't the headline rate — base flexible yields are low — but the combination of broad licensing, large insurance cover and a long operating history.

Crypto Earn has three holding terms — Flexible, 1-month and 3-month — and the rate depends on the term, the token, your country, the allocation size and whether you pay for a Level Up plan (from $6.99/month). Re-checked 26 August 2026 against the venue's own pages and help centre. All four products we list are FLEXIBLE, and for flexible allocations the published Standard Rate is literally "BTC up to 0.0% p.a." and "ETH up to 0% p.a." — so we record zero. We previously showed 1% for BTC and ETH, taken from the Tier 1 table; that was wrong on two counts. First, Crypto.com's help centre states the tiers apply only to fixed-term allocations ("Tiered Rewards only apply to fixed-term allocations"), so they never described a flexible rate. Second, the tiers are size quotas, not entry levels: Tier 1 is the full rate on the first US$3,000, Tier 2 pays 0.5x on the next US$27,000, and Tier 3 pays 0.3x of Tier 2 above US$30,000. The advertised ceilings also differ by region — the US page shows Tier 1 BTC 1% / ETH 1% and stablecoins at 0%, while the global and EEA pages show BTC up to 1.5%, ETH up to 4% and Earn Plus stablecoins up to 3%. Their own calculator returns 0.00% for USDC on every Level Up tier. In short: a plain deposit here earns nothing; yield requires a paid subscription, a fixed term, and a balance inside the first US$3,000. Because every rate here is zero on flexible terms, we list no products for this venue rather than printing a row of zeros — a 0% line reads as missing data, not as a fact.