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WhiteBIT / Safety
Safety review

How safe is WhiteBIT,
really?

Instead of a vague 'trusted' badge, we grade WhiteBIT on five concrete, checkable criteria — each with sources. Here's exactly how it scores.

Grade
B
4 of 5 checks passed
Computed automatically from public data. Higher is safer.
The five checks

Criterion by criterion, with sources

5 criteria · check each one
  • ✓
    Regulation

    Holds a MiCA licence from Austria's FMA (2026), an Estonian VASP registration, and launched a US entity in late 2025. Source →

  • ✓
    Proof-of-Reserves

    A Hacken proof-of-reserves shows strong overcollateralisation — total collateral around 238%, BTC 507%, USDT 108% and USDC 205%. Source →

  • ✓
    Flexible withdrawal

    Flexible crypto-lending plans can be withdrawn at any time; fixed plans lock funds for a set term. Source →

  • ✗
    Insurance Fund

    No dedicated customer insurance fund is publicly disclosed. Source →

  • ✓
    Track record (2+ years incident-free)

    Founded 2018 with no major hack on record. Russia labelled it an undesirable organisation in 2026, which Western users may read as a positive signal. Source →

Current rates

Current earn rates on WhiteBIT

USDC 2.06 % flexible
USDT 1.94 % flexible
ETH 1.48 % flexible
BTC 1.38 % flexible
Bottom line

Verdict

⚖️
Verdict. WhiteBIT passes 4 of 5 safety checks (grade B) — among the safer venues we track. No platform is risk-free: keep only what you can afford to lose on any single one, and prefer flexible over locked products.
Full WhiteBIT rates → How we grade