YieldHow safe is MEXC Earn,
really?
Instead of a vague 'trusted' badge, we grade MEXC Earn on five concrete, checkable criteria — each with sources. Here's exactly how it scores.
Criterion by criterion, with sources
- ✗ Regulation
Operates without licenses from major regulators. Warnings from Japan (JFSA), Germany (BaFin), Hong Kong (SFC); Estonian license revoked (2023). Barred from serving EU clients as of July 1, 2026 — no MiCA CASP authorisation. Source 1 → Source 2 →
- ✓ Proof-of-Reserves
Merkle-tree PoR since 2023; monthly Hacken audits since November 2025. Asset coverage above 100% (Feb 2026: BTC 267%). Source →
- ✓ Flexible withdrawal
Flexible Savings — withdraw any time without penalty, interest accrues daily. Source 1 → Source 2 →
- ✓ Insurance Fund
$100M Guardian Fund covering hacks and security incidents, wallets are public. Source →
- ✗ Track record (2+ years incident-free)
Several public scandals over forced freezing of traders' funds ("clawbacks", the $3.1M White Whale case, 2024–2025). No major hacks. Source →
Incidents we count
Known incidents
2- October 2025 A trader's $3.1M account was frozen over alleged automated trading (the "White Whale" case). After a public outcry, funds were unfrozen on Oct 31 2025 and the executive team apologized. Source →
- January 2024 Traders reported profit "clawbacks" citing "abnormal trading". MEXC said the policy only targets delinquent traders. Source →
Current earn rates on MEXC Earn
| TRX | 10 % | flexible |
| SOL | 3.5 % | flexible |
| DATA | 3.0 % | flexible |
| USDGO | 3.0 % | flexible |
| USD1 | 2.0 % | flexible |