Yield
XLM on CoinEx Earn
CoinEx Earn pays 0.51 % APY on Stellar (XLM) as a Flexible rate. On YieldScope CoinEx Earn carries a safety grade of D, scored across five risk criteria. Below: where XLM earns more — and where it earns safer.
WhiteBIT B Yield source: Exchange Earn
Where else XLM earns
CoinEx Earn pays 0.51 % on XLM. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| CoinEx Earn (this page) | 0.51 % | Flexible | D |
 Bitfinex | 12.5 % | Earn | D |
 CoinDepo | 12 % | Flexible | F |
| WhiteBIT | 10.9 % | 🔒 30d lock | B |
 OKX Earn | 6.62 % | Flexible | B |
 Bitget Earn | 1.0 % | Flexible | A |
CoinEx Earn is graded D. If safety matters more than a few extra basis points, Bitget Earn earns XLM at a higher grade (A).
Why CoinEx Earn is graded D
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✗ Regulation
Founded in Hong Kong, operated by ViaBTC Group. Regulatory standing is less transparent than larger exchanges — no public Tier-1 (FCA/MAS/SEC) or VARA/MiCA licenses. Source →
- ✓ Proof-of-Reserves
Publishes Merkle-tree PoR since 2022, audited by SlowMist. Latest update May 2026, 1:1 (100%) coverage. Source →
- ✓ Flexible withdrawal
Flexible Savings with no lock period and hourly accrual. Fixed-term products are clearly timed. No withdrawal complaints. Source 1 → Source 2 →
- ✗ Insurance Fund
Shield Fund (10% of trading fees) and Insurance Fund (30% of margin interest) — together around $33M+ as of mid-2025. Small by industry standards. Source →
- ✗ Track record (2+ years incident-free)
September 2023 hot-wallet hack of ~$70M (attributed to Lazarus Group). The exchange paused withdrawals, resumed within ~9 days, fully compensated users without diluting its CET token, and recovered over ~9 months. Source →
XLM rate history on CoinEx Earn
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How XLM yields moved across exchanges
from 2026-05-25 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How XLM earns on CoinEx Earn
When you deposit XLM into CoinEx Earn's earn product you receive 0.51 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. CoinEx Earn carries a YieldScope safety grade of D, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on XLM move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.