Yield
U on Bitvavo Staking
Bitvavo Staking pays 0.45 % APY on United Stables (U) as a Flexible rate. On YieldScope Bitvavo Staking carries a safety grade of A, scored across five risk criteria. Below: where U earns more — and where it earns safer.
Binance Earn C Yield source: Exchange Earn
Where else U earns
Bitvavo Staking pays 0.45 % on U. Here's how other venues compare — by rate and by safety.
| Venue | APY | Terms | Grade |
|---|---|---|---|
| Bitvavo Staking (this page) | 0.45 % | Flexible | A |
| Binance Earn | 0.54 % | Flexible | C |
 Gate.io Earn | 0.1 % | Flexible | B |
Why Bitvavo Staking is graded A
Five binary safety criteria — each one passed or not. The more passed, the safer.
- ✓ Regulation
First MiCA CASP licence in the Netherlands, granted by the AFM (June 2025). Note: staking itself is NOT covered by MiCA protections — Bitvavo states this explicitly. Source 1 → Source 2 →
- ✓ Proof-of-Reserves
Quarterly Merkle-tree proof-of-reserves attested by the independent firm The Network Firm LLP. Covers BTC, ETH, XRP, EUR and other major assets. Source →
- ✓ Flexible withdrawal
Flex Staking has no lock — unstake or trade anytime. A separate Fixed Staking product locks funds for a chosen term; we publish only flat base rates, never the "up to" ceilings of the fixed products. Source →
- ✓ Insurance Fund
Bitvavo Account Guarantee reimburses up to EUR 100,000 per account for unauthorized-access incidents (conditions: KYC, authenticator-app 2FA). Not a government deposit scheme. Source →
- ✓ Track record (2+ years incident-free)
Operating since 2018 with no recorded loss of user funds. Bitvavo covered its 2022 Genesis exposure (~EUR 280M) itself — customers were kept whole. The CEO stepped down in July 2025 amid compliance allegations — a governance flag, not a fund loss. Source 1 → Source 2 →
U rate history on Bitvavo Staking
Daily snapshots from YieldScope's rate sync. Hover to inspect any day.
How U yields moved across exchanges
from 2026-06-09 to 2026-07-17
Source: daily snapshots via exchange APIs
Your money, this pair
How much will you earn?
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
This is not an affiliate link. Price for you doesn't change.
How U earns on Bitvavo Staking
When you deposit U into Bitvavo Staking's earn product you receive 0.45 % APY as a Flexible rate. The platform puts the asset to work and shares the yield — your balance grows without you doing anything.
This is a base rate, not a promotional teaser: it's what an ordinary deposit actually earns. Bitvavo Staking carries a YieldScope safety grade of A, so weigh the yield against platform risk — a higher rate on a weaker grade is not automatically a better deal.
Rates on U move with lending demand and market conditions. We re-check them daily and keep a history, so you can see whether today's number is unusually high, unusually low, or steady.