Yield
Where USDY earns the most — safely.
USDY — Ondo's tokenized note backed by short-term US Treasuries
The highest USDY rate on YieldScope right now is 2.5 % APY on LBank — safety grade D, Flexible. Across 1 venue we track, USDY averages 2.5 % APY. Rates float and are refreshed daily; last updated 2026-09-26.
How much will you earn?
| Platform | Interest | Total |
|---|---|---|
★ LBank | +0.2529 | 10.2529 |
Method: monthly compounding (1 + APR/12)ⁿ, where APR is the exchange's stated rate. The realized 12-month return is slightly higher due to reinvestment. Rates may change. Not financial advice.
What to watch on USDY
USDY yield FAQ
The highest USDY rate we currently track is 2.5% APY on LBank, which we grade D for safety. These are base rates refreshed daily — not promotional teasers.
It depends on the platform, not the coin. We grade every platform A–F on five checks: regulation, proof-of-reserves, flexible withdrawals, an insurance fund, and track record. Check the grade next to each rate before depositing — a higher APY often means higher risk.
No. We track 1 platform for USDY and publish base rates only — never the headline promo or teaser tiers that apply to tiny balances. Floating rates are labelled as snapshots, so the number reflects what a normal balance realistically earns.
What is USDY
Ondo US Dollar Yield (USDY) is a tokenized note from Ondo Finance, secured by short-term US Treasuries and bank deposits. Its price rises as the yield accrues (about $1.1 rather than a fixed $1), so it is not a dollar-pegged stablecoin. Ondo does not offer it to US persons.
Known risks
- ⚠Issuer and custody risk: a note, not cash in an account
- ⚠The price is not fixed at $1
- ⚠Not available to US persons; transfer rules apply
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