Earn yield on your Solana
SOL can earn three ways — staking, exchange savings, and DeFi. Here they are side by side and ranked by risk, with the real rates, not headline numbers.
Exchanges (CeFi)
custodialDeFi pools
on-chainDeFi figures are single-asset or low-correlation pools (no impermanent-loss LP pairs). APYs float and carry smart-contract risk.
How does Solana staking work?
Solana is proof-of-stake: you delegate SOL to a validator and earn roughly 6–7% in protocol rewards, paid in SOL. You can stake through an exchange, hold a liquid-staking token (JitoSOL, mSOL) that stays usable in DeFi, or delegate straight from your own wallet. Native delegation has the lowest counterparty risk; the others trade some risk for convenience or extra yield.
Staking vs lending vs DeFi pools?
Staking pays the protocol reward (~6–7%) and is the lowest-risk way to earn on SOL. Exchange savings pay a custodial rate you have to trust. DeFi — lending SOL on a market like Kamino, or holding a liquid-staking token — can pay a bit more but adds smart-contract risk. This page compares all three.
Is Solana staking safe?
Native delegation is low-risk: your SOL stays in your wallet and validators can't take it. Custodial and liquid-staking add counterparty and de-peg risk — a liquid-staking token can trade below SOL. Check the risk grade next to each rate, and remember higher APY means higher risk. Not financial advice.
Rates are snapshots and change constantly. Earning yield means lending — every platform carries counterparty or smart-contract risk. Not financial advice.