Earn yield on your Ethereum
ETH can earn three ways — protocol staking, exchange savings, and DeFi pools. Here they are side by side and ranked by risk, with the real rates, not headline numbers.
Exchanges (CeFi)
custodialDeFi pools
on-chainDeFi figures are single-asset or low-correlation pools (no impermanent-loss LP pairs). APYs float and carry smart-contract risk.
How does Ethereum staking work?
Ethereum is proof-of-stake: validators lock ETH to secure the network and earn roughly 3% in protocol rewards. You can stake through an exchange, hold a liquid-staking token (stETH, rETH) that stays usable in DeFi, or run your own validator with 32 ETH. Solo staking has the lowest counterparty risk; the others trade some risk for convenience.
Staking vs lending vs DeFi pools?
Staking pays the protocol reward (~3%) and is the lowest-risk option. Exchange savings and lending pay a custodial rate you have to trust. DeFi pools — supplying ETH to a lending market or a liquid-staking pool — can pay more but add smart-contract risk. This page compares all three so you can see the trade-off.
Is Ethereum staking safe?
Native staking risk is low, but custodial and liquid-staking add counterparty and de-peg risk — a liquid-staking token can trade below ETH. Check the risk grade next to each rate, and remember higher APY means higher risk. Not financial advice.
Rates are snapshots and change constantly. Earning yield means lending — every platform carries counterparty or smart-contract risk. Not financial advice.